Todd swallowed. “Because I can’t lose the house,” he said. “And I don’t want my kids thinking this is normal—the way she talks, the way everyone laughs.”

I leaned back. “So what are you asking?”

He hesitated. “Caroline won’t ask you again. Pride. But… I’m asking. Can you help temporarily? Just a little, while I catch up?”

Old patterns tried to rise—fix it, smooth it, save them.

Then I pictured Luke at that table.

“No,” I said.

Todd’s face fell. I raised a hand. “Not like before. I won’t autopay your life. But here’s what I will do.”

Hope flickered.

“I’ll help you build a plan,” I said. “Budget. Counseling. Resources. But money? Not unless Caroline apologizes to Luke and proves she means it.”

Todd’s shoulders slumped. “She won’t.”

“Then you have your answer,” I said gently.

He stared at the table, then whispered, “I’m sorry. About Luke.”

It wasn’t enough, but it was something. “Thank you,” I said.

When I got home, Luke was building a Lego spaceship. He looked up. “How was work?”

“Busy,” I said. Then, “I saw Todd.”

Luke froze. “Why?”

“He wanted to talk about the house,” I said.

Luke’s face tightened. “Are you gonna pay again?”

I met his eyes. “No,” I said. “Not unless things change.”