We met at a coffee shop near my office. Todd looked older—tired eyes, rough hands, slumped shoulders.

He didn’t waste time. “Caroline isn’t handling this,” he said.

I sipped my coffee. “That’s not new.”

He flinched but nodded. “We’re behind. We’ve been behind. You were… you were saving us.”

I didn’t correct him. Saving sounded noble. A lot of it had been enabling.

Todd rubbed his hands. “I’m taking more work—nights, weekends. But it’s not enough fast enough.”

“Then you need a plan,” I said.

He looked up, embarrassed. “Caroline refuses to downsize. She says it would be humiliating.”

I almost laughed but didn’t. “Humiliation seems like a theme.”

Todd’s jaw tightened. “I know what she said to Luke was wrong.”

I waited.

“She’s always been like that,” he admitted. “Mean when she feels threatened. And she felt threatened by you.”

“By my kid?” I asked.

“Not him,” Todd said quickly. “By you. You’re independent. You make money. And she hates needing you.”

“So she punished Luke,” I said.

Todd nodded, shame coloring his cheeks. “Yeah.”

I set my cup down carefully. “Why are you telling me?”