Dad hardened. “We’re helping our daughter.”

“I’m your daughter too,” I said.

His eyes flickered. “You’re doing fine.”

That sentence explained everything. Because I wasn’t drowning, I didn’t deserve a lifeboat. Because I could swim, I was expected to carry everyone.

“And Luke?” I asked softly. “Is he doing fine too?”

My mom’s eyes filled. “I miss him,” she whispered.

Caroline groaned. “Oh my God, this again.”

Then Todd spoke—louder than I’d ever heard him.

“Caroline, stop.”

Everyone froze.

Todd stepped forward, shoulders squared. “We can’t afford this house,” he said. “We haven’t for a long time. And you keep pretending someone will save us.”

Caroline stared like he’d betrayed her. “Todd…”

“No,” he said. “I’m tired. Tired of begging Lucy. Tired of watching Mom and Dad panic. Tired of you hurting people and calling it jokes.”

Her face went pale. “You’re taking her side?”

“I’m taking reality’s side,” Todd said.

My dad looked stunned. My mom covered her mouth, tears spilling.

Caroline’s voice rose, desperate. “So we just lose everything?”

“We sell,” Todd said. “We downsize. We rent if we have to. The kids will be okay. But this? This isn’t okay.”

Caroline shook her head violently. “No. No, no—”