“It is,” I cut in gently. “Daniel, listen. I’m not punishing you. I’m refusing to participate in a lie that’s been hurting everyone.”
“You don’t understand,” he snapped weakly, anger rising out of fear. “We could lose everything.”
I stared out my window at the street below, at a couple carrying takeout, laughing like life was simple.
“Daniel,” I said, “I started with a duplex that smelled like mold and regret. I fixed toilets. I painted walls at midnight. I’ve had tenants skip rent. I’ve had contractors try to overcharge me. I’ve had to figure things out alone because that’s what real life is.”
His silence was sharp.
“If you’re losing everything,” I continued, “it’s because you never learned how to live without applause.”
He inhaled, shaky. “So you’re just gonna let me drown?”
“No,” I said. “I’m going to offer you something you’ve never wanted.”
He waited.
“Reality,” I said. “A plan. No performance.”
A long beat.
“What does that mean?” he asked, voice smaller.
“It means if you want help, I’ll help you restructure,” I said. “I’ll look at your budget. I’ll talk to you about debt. I’ll connect you with a financial advisor. I’ll even help you find a rental that fits your actual income.”