Frank cut me off with a sharp motion.

“I have savings,” he said. “I do not have safety.”

I swallowed.

Frank leaned on the table.

“You think I eat beans because I’m proud,” he said. “I eat beans because I’m scared.”

That sentence landed in my chest like a brick.

He kept going, quieter now.

“You know why I saved?” he asked.

I shook my head.

“Not to feel superior,” he said. “Not to win an argument with my grandson.”

He looked away, toward the dark window.

“I saved because I watched men get old,” he said, “and I watched the world stop caring.”

He turned back.

“I saved because I didn’t want to beg,” he said. “I didn’t want to be a burden.”

My throat tightened.

I wanted to tell him he wasn’t a burden.

But the truth was… I’d been living in his basement.

If anyone was a burden, it was me.

Frank slid another paper toward me.

This one had a list of monthly costs.

Not subscriptions.

Not lattes.

Something else.

A care facility brochure.

General name. No branding.

The kind of place you see in movies and hope you never need.

At the bottom was a monthly number that made my stomach drop.

“People argue about coffee,” Frank said softly. “They argue about burgers.”

He tapped the brochure.

“This is what eats a lifetime,” he said.