My hands began to shake as I tried to understand what they meant.

Then the realization hit me with crushing clarity, and I thought about the loan agreement I had signed using my house as collateral for Victor’s new business venture.

Jonathan had insisted on reviewing the paperwork, telling me, “I am better with numbers, trust me,” and I had believed him because he was my brother.

“Her blue folder,” Jonathan said through the speaker, “the one with her important documents, check the closet and her suitcase.”

Victor immediately opened my suitcase while Olivia walked straight to the closet as if she had memorized its layout.

She pulled out my blue folder with disturbing ease and said, “Found it.”

Jonathan’s voice came through again, steady and confident, “Tomorrow morning, once she is at the spa we booked as a wedding gift, Victor will go to First Federal Bank downtown and transfer the funds to the Cayman Islands account, and by noon there will be nothing left.”

Olivia laughed and asked casually, “And the divorce.”