“You placed your mortgage under my name,” I said quietly.

“It was temporary,” my mother pleaded. “We planned to refinance later.”

“And you never told me,” I replied.

My father snapped defensively. “You are our daughter and families help each other.”

Logan spoke calmly beside me. “Allison, we are calling an attorney.”

My father panicked when he heard that. “Do not do that because we can fix everything if you stop the foreclosure.”

“You already missed my wedding,” I said softly.

My mother began crying while begging me to stop the investigation. I asked one final question before ending the call.

“Is Kayla’s name on the mortgage too.”

My father answered immediately.

“No.”

Of course it was not.

Kayla was their favorite while I had always been their backup plan.

That night Logan and I met with a lawyer named Meredith Lawson and explained everything in detail. Meredith listened carefully before speaking with calm authority.

“If your parents used your identity without proper consent to secure a mortgage then this is more than a family dispute,” she said. “This is financial fraud.”