Brandon was a senior financial adviser at a boutique wealth management firm. He loved talking about ethics, strategy, and discretion. He loved reminding people he managed “serious money for serious people.” In that folder were spreadsheets and side agreements showing he had been routing referral payments through an outside shell LLC that wasn’t disclosed to clients or, as far as I could tell, to his firm’s compliance department. There were also emails suggesting he had shared confidential client information with a real estate developer in exchange for kickback arrangements tied to investment opportunities.

I am not a securities lawyer. I am a school counselor. But I’m not naive, and I know enough to recognize that phrases like undisclosed compensation and client data should not casually appear in secret files.

At first I told myself there had to be an explanation. Then I kept reading.