Janet closed her folder with a decisive snap. “I’ll be closing this case as unfounded,” she said. “And I’ll be documenting the source.”

When she left, I stood on my deck watching the Patterson girls read in deck chairs, peaceful and unbothered.

Brandon had crossed a line that couldn’t be uncrossed.

It was time to stop playing defense.

I called Mike Santos.

“Go deeper,” I told him. “Full financial forensics on Brandon and Melissa. Legal history. Employment verification. Everything.”

Two days later, Mike delivered a thick manila envelope that made my stomach drop.

Brandon’s business was behind on rent and facing eviction. Melissa had maxed out four credit cards funding their lifestyle. They’d applied for a home equity loan using projected inheritance from my estate as “future assurance.”

They were counting on my death or incapacitation.

And then came the real bombshell: six months earlier, Brandon had visited three elder law attorneys asking about conservatorship proceedings for a parent with “declining judgment.”

He’d been planning to take control of me before he even saw the beach house.

I called Sarah Chen immediately.