“This is formal notification that Nathan Terrell’s estate is held in an irrevocable trust. No guardianship, no court order, and no family petition can alter its terms.”

I look at my mother.

“I didn’t come here for revenge. You gave me no choice. That ends tonight.”

Patricia opens her mouth. Nothing comes out.

The room is still processing when Chloe grabs Ryan’s arm.

“Let’s go,” she hisses. “This is all lies. My sister is having a breakdown.”

Ryan doesn’t move. He’s been sitting 3 ft from me for the past 5 minutes, and he heard every word. The audit, the guardianship petition, the recordings, his fiance’s name attached to all of it.

“Is it true?” he says, not loud, not angry, just clear.

“Ryan, come on.”

“Is it true, Chloe? The debt, the guardianship plan, the wedding budget.”

“It’s not what it sounds like.”

“You told me your family was close.”

Ryan pulls his arm free.

“You told me Fay was okay with helping pay for the wedding. You told me your parents were good people.”

“They are good people.”

“Your father just got caught stealing from a church.”

Ryan stares at her.

“And you were going to pay for our wedding with money you took from your grieving sister.”