Amelia's face twisted instantly. "Transfer cap? Why don't you just bring cash? This is nothing but an excuse!"

Before anyone could react, she snatched the baby from the bassinet and clutched the infant to her chest.

"How do I know you're not taking advantage of my son's good nature? The second I leave, you'll pretend the money never existed!"

"If you don't pay up, I'm taking this baby home with me tonight! You can see your grandchild again when the money's in my hands!"

My mother went white as a sheet.

"The baby can't leave the incubator! Put the child back, now!"

Amelia dug in. "Then pay up! No money, no baby!"

When she saw security rushing toward her, she scrambled onto the windowsill and screamed at the top of her lungs.

"Stay back! One more step and I jump with the baby!"

My mother panicked. She started talking fast—

"Don't do anything rash! We'll go borrow the rest right now! We'll get you the full million, okay?!"

Mom choked the words out through tears, then urged Dad to start making calls.

Dad's face was grim. Phone in hand, he dialed one number after another—relatives, friends, business partners—working through every contact he had.